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6 Quick Tips to Lower Car Insurance

 
A cartoon businessman representing car insurance with an arm over a cartoon car to signify protection.

When handling your car insurance, sometimes you may come across the feeling that you are paying too much. Perhaps you are. When it comes to car insurance and your own specific policy, you need to know exactly what you are paying for. Making a few adjustments to your own lifestyle can help your wallet in the long run. Car insurance is your safety net when you drive on the road, and that is nothing to play around with. Lowering the price of your car insurance now can help save you money later on. These six easy tips can help lower your car insurance while keeping the quality of your current plan.

If Someone Else is Driving My Car and Gets Into an Accident, Am I Liable?

 
A woman is on the phone and a man is inspecting the scene of the car accident.

It happens to everyone – your brother needs to borrow your car to run some errands, or a friend needs to run an errand. People drive others’ cars all the time, so how can it be harmful? It can be more harmful than you think. The scary reality is that anything can happen, so that quick trip can become anything from a fender bender to someone’s worst nightmare. If you let someone drive your car, how much responsibility do you truly have over a car accident that may occur? Are you liable? How would your car insurance policy be affected?

Top Ten Most Common Reasons for Car Accidents

 
A car accident. The silver car to the left bumped into the back of the blue car to the right.

Car accidents can happen anytime, anywhere. Some studies say that most car accidents happen within ten minutes of your own home. But what are the top most common reasons for car accidents, and how can you avoid them? The act of driving may become habitual the longer you drive, but every time you sit behind the steering wheel, you hold the responsibility of yourself and those around you in your hands. The following list is not in any specific order; any variable that takes away from the responsibility or safety of driving itself is important in the moment of the accident.

Landlord vs. Tenant: Who is Liable in Personal Injury Cases?

 
A tenant contract with keys and a tiny house on the paper.

Personal injury cases can very easily become tricky, especially when questioning who is truly liable for the event in the first place. Whether it is a relationship based on renting or leasing, both the tenant and the landlord share the liability for that property. But more specifically, when it comes to relationships between the landlord and the tenant, sometimes the liability can become an important question when accidents happen. Who is truly liable in a personal injury case? Must certain circumstances exist before, during, or after the specific injury in question, if at all?

New Florida Law Bans Texting While Driving

 
A teenage girl texting while driving.

When a driver takes their eyes off of the road to read or type texts, they do so for an average of five seconds. Many injuries or even death can occur within the time frame of a single moment. Many unfortunate lives have been lost due to texting while driving. Over hundreds of teenagers and adults alike have died while attempting to multitask on the road, but the risk of incidents like this happening will begin to slim. On May 28th of this year, Florida Governor Rick Scott signed the bill that bans texting while driving. It will go into effect on the first of October of this year. What does this mean for you? What does this mean for Florida’s overall safety?

What If a Car Accident Aggravates an Existing Injury?

 
A woman holding her neck because she is in pain.

Dealing with a car accident can be stressful. Between worrying about you, your passengers, loved ones, and your car, the legalities that follow a car accident can only add to the stress that is already there. But what if the stress evolves even further when you had a pre-existing injury before the accident? More often than not, car accidents can aggravate a previous neck or back injury, among other injuries. If you were not at fault for the accident, the other driver’s lawyers and insurance company will do anything to decrease the amount of compensation you receive. Your medical records could be at stake as they search for ways to explain away the injuries you have received during the car accident. Luckily, the law is on your side.

Why Should You Let Your Personal Injury Lawyer Help Find a Doctor?

 
A gavel inside of a stethoscope.

After an accident, emergency aid may be the first thing you call. It is best to call a personal injury lawyer as soon as you make that first call. Getting a lawyer on the scene will help to affirm your case and collect the details as soon as possible. If a case is born from that accident, then that lawyer will be able to help you. But what else can a lawyer do for you? They can help you find a doctor. But why would you want a lawyer to find you a doctor?

7 Things to Do Immediately Following an Accident

 
A car accident.

An accident can happen anytime or anywhere. No matter the fault, an accident is not a pleasant experience for anyone. Whether the accident happened in a back road or on a highway, in a heavy rainstorm or the Florida sunshine, it is always a best to follow certain steps to ensure that the accident is handled properly and safely for all involved parties. Follow these important steps to handle an accident as best as possible.

CDC report on Motor Vehicle Traffic-Related Pedestrian Deaths

 
pedestrian crossing

There are facts about life that are difficult to digest. Some of these facts are statistics about death. A good number of people each year, die from suicide, while another large number die from illness. What types of death remain, then? Well, those who die from injuries (unintentional ones, mind you).

When is Dog Bite Worthy Of Legal Action

 
Dog Bite

Every year in the US, millions of people experience dog bites, and about half of these are children. A dog bite injury can range from very mild, to extremely severe, and while there is a plethora of dog bite victims, very few people actually seek legal help for their injuries. Many hesitate to do so because their dog bites have not gone through the skin.

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