When an automobile accident occurs, many people call their insurance company and assume that their claim will be handled fairly. Many times, that is exactly what happens. However, there are times when retaining the services of a competent car accident lawyer can prove to be invaluable. Let's take a look at a few of the circumstances when you need legal representation:
How your Spring Hill Car accident lawyer can help you in dealing with your car insurance company
If you are involved in an accident with an uninsured motorist. A grim reality is that more and more drivers in the Spring Hill area are driving without even minimal insurance coverage, in spite of Florida state law requirements. When this occurs, you must rely on the uninsured motorist provision in your own auto insurance policy – in effect, placing you in an adversarial relationship with your insurance company. At this time, many issues arise: Where to get medical treatment? What will your policy cover? Are you entitled to compensation? If so, how much? What about your missed work? Are you entitled to lost wages? Where should your car be repaired? If your car is severely damaged, should it be repaired, or replaced? These are difficult questions to answer, even in the best of times. Following the stress of an auto accident, they are even harder to answer. This is when a car accident lawyer can be a life-saver.
If you are involved in an accident with an insured motorist. In this instance, you are facing the same problems as above, and probably more. Let's face it, you are not paying premium to the insurance company of the party that caused the accident, and it is in their best interests to minimize payouts. Quite often, this can occur at your expense. Also, in spite of the fact that the other party was clearly at fault, there may be a dispute over who caused the accident. At this point, the need for a car accident lawyer fighting for you will present itself quite quickly.
There are car accident lawyers in the Spring Hill area that deal with these challenging issues on a daily basis. They are well-versed in personal injury law, as well as being completely familiar with current medical treatment of typical car accident injuries, vehicle replacement values, top-notch auto repair facilities, and virtually every other aspect of the unfortunate circumstance of a car accident that you will need help in.
No matter how much time and effort you devote to handling your auto accident yourself, it is very difficult to obtain the results that a devoted, quality law firm can achieve for you. After finding a law firm that will listen to you, care about your situation and give you the personalized attention that you deserve, the question is not “Should I hire a car accident lawyer?” No, the correct question should be: “Which car accident lawyer will I hire?”