Written on Oct 28, 2014 12:04:00 PM
How Should I Pursue a Florida Motorcycle Accident Claim?
So, you’ve been in a motorcycle accident. These accidents are often a stressful and confusing time for those involved, whether due to injury, complicated insurance claims and deciding next steps to get back on your feet.
Nationally, motorcycle accidents have been on the rise since 2010, and account for six times more fatalities than car accidents when compared statistically. In Florida specifically, the data for motorcycle accidents and accident claims is particularly striking; almost 18% of all statewide motorist fatalities are motorcyclists.
This is due to a broad range of safety factors that come into play on Florida roadways. Reckless driving, relaxed helmet laws and common, adverse weather conditions all work together to create a cocktail of hazards beyond those at the nationwide level. These also make filing a motorcycle accident claim and getting the needed compensation to recover from such an accident even more difficult.
When making an insurance claim for a motorcycle accident, a large part of your success comes down to the information you provide and who you speak with when filing. This is where a compassionate, experienced motorcycle accident attorney can make all the difference in your claim.
Taking Action and Building Your Claim
In 2011, it was estimated that the median hospital charges for motorcyclists involved in accidents exceeded well over $50,000, often going beyond insurance coverage and leaving victims penniless. No matter who is at fault in a motorcycle accident, victims can still find themselves in far over their heads with recovery fees and insurance charges.
This is why it’s important to build an insurance claim proactively and with thorough detail. To receive the financial compensation you’ll likely need following a motorcycle accident, all claims must be handled with special care and support.
You’ll want to make note of, and even photograph, if possible, the site of your motorcycle accident and various factors that may have led to the accident, including:
- Road quality, level and any adverse conditions
- Weather and environmental conditions, such as rain and high winds
- Vehicles involved, and their state before and after the accident
- Driver impairment
- Road visibility
When pursuing a legal claim for a motorcycle accident in Florida, the more supporting evidence you can provide, the better off your claim will be.
Here’s another helpful piece of advice that can help you in any future motorcycle accidents claims (and possibly even save your life): always, always wear a helmet. Not only can doing so lower your insurance rates and help you receive fuller coverage in the event of an accident, but can also prevent neural damage and death during an accident.
Who You Should Talk to Following an Accident
In most motorcycle accident cases, the parties you speak with following a claim and how you speak with them can affect your chances of receiving compensation. Be wary of the involved insurance parties, particularly those of other drivers, as it is their job to eliminate their client’s liability and lower your compensation.
Even further, handling your claim alone can put your entitled compensation at risk, whether due to the intricate ins-and-outs of motorcycle/roadway laws or complexities of the legal process. For these reasons, one of the most important assets in pursuing compensation for a motorcycle accident is a motorcycle accident attorney in your area.
When finding support or professional consultations for your motorcycle accident claim, always choose local. Local motorcycle accident attorneys know the specifics of roadways and traffic patterns in your community, and can use their prior experience in cases similar to yours to help you get back on your feet following a motorcycle accident or injury.
Dealing with motorcycle injuries and accidents is stressful enough on its own; you don’t need to fight for compensation alone, and make matters even more complicated. Instead, seek out a motorcycle accident attorney in your community who takes the time to understand your circumstances, and can help build support for your claim.
When going over your options, be sure to look for a professional legal firm with extensive motorcycle accident experience, and particularly one that offers free initial consultations. These consultations are the surest way to gauge an attorney’s compatibility with your unique claim, and how well you will likely work together to get the compensation you need.
The most effective motorcycle accident attorneys are more than just legal experts; they’re full-time partners who care just as much about getting your compensation and fighting for your claim as you do.