You’ve probably seen it happen—maybe even today. A driver drifting into your lane while looking down at their phone. Someone sitting at a green light, oblivious, until horns start honking. A car swerving because the driver is eating, adjusting the GPS, or turned around talking to passengers.

Distracted driving has become one of the leading causes of car accidents in Florida and across the country. But what exactly counts as distracted driving? And if a distracted driver caused your accident, how does it affect your ability to recover compensation?

Here’s what you need to know.

What Is Distracted Driving?

Distracted driving is any activity that diverts a driver’s attention away from the primary task of safely operating a vehicle. While most people immediately think of texting, distracted driving encompasses a much wider range of behaviors.

The National Highway Traffic Safety Administration (NHTSA) identifies three main types of driving distractions:

Visual Distractions

Anything that takes your eyes off the road:

  • Looking at a phone or GPS
  • Reading a text message or email
  • Looking at a passenger while talking
  • Checking on children in the back seat
  • Rubbernecking at accidents or roadside events
  • Looking for items in the car

Manual Distractions

Anything that takes your hands off the wheel:

  • Holding a phone
  • Eating or drinking
  • Adjusting the radio or climate controls
  • Reaching for objects
  • Grooming (applying makeup, shaving, etc.)
  • Smoking

Cognitive Distractions

Anything that takes your mind off driving:

  • Engaging in intense conversations
  • Daydreaming or being lost in thought
  • Emotional distress (anger, crying, stress)
  • Fatigue or drowsiness
  • Being under the influence of drugs or alcohol

Why Texting Is So Dangerous

Texting while driving is considered particularly dangerous because it involves all three types of distraction simultaneously. When you text, your eyes are off the road (visual), your hands are off the wheel (manual), and your mind is focused on the conversation instead of driving (cognitive).

According to the NHTSA, sending or reading a text takes your eyes off the road for an average of 5 seconds. At 55 mph, that’s like driving the length of a football field with your eyes closed.

Florida’s Distracted Driving Laws

Florida has enacted laws specifically targeting distracted driving, with a focus on cell phone use:

Texting While Driving

Florida law prohibits operating a motor vehicle while manually typing or entering multiple letters, numbers, or symbols into a wireless communications device to text, email, or instant message. This is a primary offense, meaning law enforcement can pull you over solely for texting while driving.

Handheld Phone Use in School and Work Zones

Using a handheld wireless communications device in a school zone or active work zone is prohibited and is also a primary offense. Drivers must use hands-free mode in these areas.

Penalties

Violations can result in:

  • Fines and court costs
  • Points on your driving record
  • Increased insurance premiums
  • Enhanced penalties if the distraction caused a crash resulting in death or injury

How Distracted Driving Affects Your Accident Claim

If you were injured by a distracted driver, their behavior can significantly strengthen your case. Here’s how:

Establishing Negligence

To recover compensation in a personal injury case, you must prove the other driver was negligent. Distracted driving is a clear form of negligence—a failure to exercise reasonable care while operating a vehicle.

If you can show that the other driver was distracted at the time of the crash, you’ve established a strong foundation for proving they breached their duty of care.

Evidence of Distraction

Evidence that can help prove the other driver was distracted includes:

  • Cell phone records—showing texts, calls, or app usage at the time of the crash
  • Police reports—officers may note signs of distraction or cite the driver
  • Witness statements—other drivers or passengers who saw the driver on their phone or otherwise distracted
  • Dashcam or traffic camera footage—video evidence of the driver’s behavior
  • The driver’s own admission—statements made at the scene or to police
  • Social media activity—posts or check-ins made around the time of the accident
  • Crash data from the vehicle—some cars record whether brakes were applied before impact

An attorney can subpoena cell phone records and other evidence during the legal process to prove distraction.

Impact on Damages

Proving distracted driving can also affect the damages you recover. Juries often view distracted driving—especially texting—as particularly reckless behavior. This can:

  • Make insurance companies more willing to settle
  • Increase the value of pain and suffering awards
  • In extreme cases, potentially support punitive damages (though these are rare in Florida)

What If You Were Accused of Being Distracted?

Insurance companies frequently try to shift blame to accident victims. If you were injured in a crash, the other driver’s insurance may claim that you were distracted, even if you weren’t.

Under Florida’s comparative negligence rules:

  • If you’re found partially at fault, your compensation is reduced by your percentage of fault
  • If you’re found 50% or more at fault, you recover nothing

This is why it’s critical to:

  • Avoid admitting fault at the scene—don’t say “I didn’t see you” or “I was looking at my phone”
  • Document everything—the more evidence you have, the harder it is for them to blame you
  • Consult an attorney—who can protect you from unfair blame-shifting tactics

Common Distracted Driving Accidents

Certain types of accidents are frequently caused by distracted drivers:

Rear-End Collisions

When a driver is looking at their phone instead of the road, they often fail to notice slowing or stopped traffic ahead. Rear-end crashes are one of the most common results of distracted driving.

Intersection Accidents

Distracted drivers may run red lights or stop signs, fail to yield, or misjudge gaps in traffic—leading to dangerous T-bone collisions.

Lane Departure Crashes

A driver whose eyes are off the road may drift out of their lane, causing sideswipe accidents or head-on collisions if they cross the center line.

Pedestrian and Cyclist Accidents

Distracted drivers are less likely to notice pedestrians in crosswalks or cyclists sharing the road, leading to devastating consequences.

Single-Vehicle Accidents

Distracted drivers may run off the road, hit fixed objects, or lose control of their vehicle—sometimes causing injuries to their own passengers.

Distracted Driving Statistics

The numbers show just how serious this problem has become:

  • According to the NHTSA, distracted driving claimed 3,308 lives nationwide in 2022
  • An estimated 289,000 people were injured in distracted driving crashes that year
  • Drivers under 20 have the highest proportion of distraction-related fatal crashes
  • At any given moment during daylight hours, approximately 660,000 drivers are using cell phones or electronic devices while driving

In Florida specifically, the Florida Department of Highway Safety and Motor Vehicles reports thousands of crashes each year where distraction was a contributing factor.

Steps to Take If Hit by a Distracted Driver

If you’ve been in an accident and believe the other driver was distracted, take these steps to protect your claim:

  1. Call 911—make sure police respond and create an official report
  2. Document everything—take photos of the scene, vehicles, and any visible injuries
  3. Look for witnesses—other drivers may have seen the at-fault driver on their phone
  4. Note the driver’s behavior—was their phone in their hand? Were they looking down? Tell the police
  5. Don’t confront the driver—let the evidence speak for itself
  6. Seek medical attention—get checked out right away, within 14 days at the latest
  7. Preserve your own phone records—if the other side claims you were distracted, your records can prove otherwise
  8. Contact an attorney—an attorney can subpoena the other driver’s phone records and gather critical evidence

Why Legal Help Matters in Distracted Driving Cases

Proving distracted driving often requires evidence that isn’t readily available—like cell phone records, which must typically be obtained through legal discovery. Insurance companies won’t hand this evidence over willingly, especially if it proves their insured was at fault.

An experienced car accident attorney can:

  • Subpoena phone records from the other driver’s carrier
  • Obtain traffic camera or surveillance footage
  • Interview witnesses and gather statements
  • Work with accident reconstruction experts
  • Counter any attempts to blame you for the accident
  • Negotiate aggressively with insurance companies

Florida’s Statute of Limitations

If you’ve been injured by a distracted driver, Florida’s statute of limitations gives you only two years from the date of your accident to file a personal injury lawsuit. Evidence like phone records can become harder to obtain over time, so it’s important to act quickly.

We’re Here to Help

At The Lowman Law Firm, we’ve seen firsthand the devastating consequences of distracted driving. We know how to gather the evidence needed to prove distraction and hold negligent drivers accountable for the harm they cause.

If you’ve been injured by a distracted driver, we’re here to fight for you. Our team offers free case evaluations, and we work on a contingency fee basis—you pay nothing unless we recover compensation for you.

With offices across the region, we’re never far away:

Contact us today for a free consultation. You’re our neighbor, not a number—and we’re here to fight for you.