When you or a loved one is injured in a car accident, many insurance companies want you to sit for a recorded statement or sworn questioning. Are you required to do so? The answer is probably not.
An Insurance Company's Right to A Recorded Statement
Most insurance policies require their insured to provide a recorded statement or examination under oath. Therefore, if it is your insurance company, you may have to give the statement.
The Other Party's Insurance Company
Most times the other person's insurance company may also request a recorded statement. They may tell you it is part of their investigation in order to determine if you are eligible to receive money for your claim. Beware! In most cases the questioning is not required and the insurance company is simply trying to "lock" you into a certain version of events, treatment, or injuries. They want you to provide a recorded statement and they try and find any inconsistencies or loopholes to avoid providing you with some or all compensation you deserve.
What You Should Do When An Insurance Company Requests A Recorded Statement
Most times, it is not a good idea to agree to a recorded statement. But if you must give the statement, qualified legal counsel can be very valuable. First, we can tell you if you are required to give the statement or not. If you are not, you probably should decline the insurance company's requests. If you are required to give the statement, we can prepare you by discussing the most common questions as well as attending the statement with you and protect your legal rights during questioning to assure the process is not abused by the claim representative.
If you do give a recorded statement, YOUR LAWYER SHOULD ALWAYS BE PRESENT.
Lowman Law Firm
If you or a loved one have been injured in an auto accident, contact Lowman Law Firm today to help you deal with all the details surrounding your claim. Here at Lowman Law Firm, we know the ins and outs and will dealwith the insurance companies so you don't have to! We will take the necessary steps and measures to ensure you receive the maximum amount of compensation owed to you.
When you contact Lowman Law Firm, you will speak directly with a Hernando County personal injury ATTORNEY. We are located in Brooksville, but we serve clients in counties across Central Florida, including, but not limited to: Citrus, Pinellas, Pasco, Hernando, Hillsborough, and Polk Counties. Call, text, or email Lowman Law Firm today for a FREE consultation.