Medical Authorizations Required by the Insurance Company 101

We often meet potential clients who have attempted to represent themselves in their claim against an auto insurance company. Too often they have provided personal medical information that they are not required to provide.

Don't Sign That Medical Authorization!

Every insurance company will request medical authorizations be signed when a claim is made. These authorizations allow the insurance company to gather information about you. Unfortunately, the medical information and the medical authorizations are not limited to a time and scope that is relevant to the motor vehicle accident.

What They'll Ask For

The insurance company often asks for medical records and medical information for as much as 5 to 10 years before the accident. You do not have to provide it in every situation. When you do provide it, you are permitted to limit their inquiry.

For instance, if you have injured your knee in a motor vehicle accident, there is no good reason for the other party’s insurance company or your insurance company to obtain psychological or psychiatric medical records from your past. This is simply over broad and over reaching.

When To Sign Medical Authorizations

Also, the insurance company that represents the negligent driver, is not entitled to obtain your medical records at all. Your own insurance carrier may have certain policy provisions that require you to sign a medical authorization. However, you should not do so with out qualified legal representation and advice.

Do not allow any insurance company to engage in a “fishing expedition" and have unbridled and unlimited access to your medical information. It is simply not in your best interest nor is it required.

Get Help from a Spring Hill Car Accident Lawyer in Florida

If you or someone you know has been involved in a car accident and because of their injuries an insurance company is requesting that they complete a lot of paperwork including a medical authorization, call us today! We are here to help you. We will provide a free consultation and answer any questions you have regarding your rights. Call, text, or e-mail today. We represent those who have been wrongfully injured and we pursue insurance companies on your behalf. Call today and speak with a lawyer for free.