Unisured Motorist (UM) Benefits After an Auto Accident?

When you are in a motorcycle or car accident in Hernando County, it is important to hire a Hernando County Accident Lawyer to guide you through the process of making a claim and assuring you the highest possible settlement for your injuries.  One way a Car Accident Lawyer can help is by requiring your auto insurance company to provide the Uninsured Motorist (UM) Selection / Rejection Form.

What if You Don't Have Uninsured Motorist Coverage?

One of the most common occurrences in Spring Hill, Brooksville, Crystal River, and other cities in our state is when a person causes a car crash but does not have any insurance to pay the injured party for medical care, lost wages, or pain and suffering. 

Hopefully the injured person bought Uninsured Motorist coverage from their insurance company but what if they are not sure.  Most times the policy was prepared by an agent and you sign where they tell you.  If you hire the services of an aggressive Car Accident Lawyer, we can assure you that all potential auto insurance policies will be investigated. 

In Florida, the auto insurance company is required to notify you each year of your right to buy UM coverage and if they do not, you may be entitled to Unisured Motorist benefits regardless of whether you paid the premiums. 

Also, your auto insurance company is required to have you sign a Rejection / Selection form when you buy insurance which confirms you were offered the Uninsured Motorist coverage and chose to purchase a lesser amount or none at all. 

If the insurance company can not provide that form, they are required to give you the UM benefits.  Believe me, if you did not follow some small aspect of your obligations under the policy, they would be happy to deny coverage when you need it so hold them to the same standard. 

Unfortunately, we meet with people everyday that don’t know if they bought UM coverage and most times it is too late.  But, your Accident Lawyer should investigate every potential recovery for you regardless of the likelihood of success. 

If you want a car accident attorney that will do everything in their power to help their clients recover, you need to call The Lowman Law Firm Today.  We represent those injured in Auto, Motorcycle, and Truck Accidents throughout Florida.  Call, Email, or Text today and Speak with a Lawyer…For Free!